The MasterCard / Visa Electron card

is the key to your current account in lei.

  • contactless technology
  • 24/7 access to your funds
  • safe on-line payments by registration to 3D Secure

Contactless technology for

fast payments


online payments

Personalised and simple

cashback offers


  • 24/7 access to your funds, both for cash withdrawals from ATMs, as well as for fast payments, free of charge, in the country or abroad, wherever the MasterCard / Visa logo is displayed
  • Brings your favorite products closer, allowing you to make maximum security payments over the Internet by registering to 3D-Secure
  • PlusinCont loyalty program –  BCR platform with personalised and simple cashback offers
  • Get easy access to your current account through Internet & Mobile Banking, as well through Easy 24 Banking BCR (self-service equipment)
  • You can access a personal overdraft if you collect your monthly paycheck in a current account open at BCR and we can grant you a consumer credit within a ceiling between 500 RON and a maximum of 40,000 RON, without exceeding 6 net salaries
  • Pay your utility/service bills (electricity, water, gas, sanitation, land line and mobile subscription, cable TV etc.) at the BCR ATMs and MFMs
  • Transfer funds* from your current account with debit card attached into another account open at BCR in lei, through BCR ATMs and MFMs, in order to:
    • reimburse amounts for a credit card
    • reimburse installments for BCR loans
  • top up your Vodafone, Orange and Telekom pre-paid cards at BCR ATMs and MFMs
  • top up your RATB transport card on-line, on, and at BCR ATMs in Bucharest, wherever the contactless technology is integrated

*based on signing a convention/agreement with BCR


  • The BCR MasterCard and Visa Electron cards are the ideal debit cards to manage your current account in lei, since they work with an integrated chip technology;
  • BCR Visa Electron has contactless technology;
  • They are destined to residing or non-residing natural persons and are valid for a period of 3 years;
  • They can be used in Romania and abroad to make purchases (by POS and on the Internet) or cash withdrawals, wherever the Maestro/Visa logo is displayed.

How to get it

  • In order to obtain a BCR MasterCard or Visa Electron debit card, you must submit a valid ID in original;
  • Visit your BCR branch to conclude a Current account agreement (for natural persons) or an Addendum for Lost/Stolen card - immediately call 0800.801.227 (0800.801.BCR), for free, from any national network and +4021.311.10.01, from any national network and from abroad.

It takes only 4 working days to get your BCR Visa Electron debit card! Hurry up and ask for one right now!


  • For amounts withdrawn under your personal overdraft, you will pay: ROBOR 3M + a product margin of 10.99 percentage points;
  • The variable interest is set in relation to the ROBOR 3M quote for loans granted to natural persons via debit cards, which is reviewed by the bank on a quarterly basis, meaning on the last working day of January, April, July and October of each year, and shall be set depending on the ROBOR 3M value set on the last working day of December, March, June and September, rounded to two decimals + the product margin;
  • Check the applicable rates and fees below, in our Help Center section.

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