PLUSINCONT PROGRAM You get cashback on your BCR card
24/7 ACcESS Via Internet and Mobile Banking
3D-SECURE Your payments are safe when purchasing online
I want to know more
With MasterCard and VISA Electron cards from BCR you have a lot of perks:
Benefit from the PlusInCont loyalty program, and you get cashback in your account
Access your account from anywhere, anytime via Internet and Mobile Banking
Pay your current utility bills/service invoices at any BCR ATM or MFM
Make fund transfers from your current debit card account attached to another account opened with BCR in RON at BCR ATMs and MFMs, such as credit card repayments or BCR loan instalments
Top up your mobile phone prepaid card: Vodafone, Orange and Telekom at any BCR ATM/MFM
Top up your RATB card online at http://online.ratb.ro and at BCR ATMs in Bucharest that feature integrated contactless technology
Access a personal overdraft if you collect your monthly salary in a current account from BCR and receive a consumer loan within a limit of RON 500 to RON 40,000 without exceeding 6 net salaries
MasterCard and VISA Electron cards are valid for a period of 3 years and are ideal debit cards for managing a current account in RON, with embedded chip technology
The VISA Electron card features contactless technology and can be used both in Romania and abroad for shopping (at POS and online) or cash withdrawals, wherever the Visa Logo is displayed
How much do I pay?
ZERO fees to have your card issued
ZERO fees for withdrawals and balance enquiry at BCR ATMs
For amounts withdrawn from a personal overdraft you pay ROBOR 3M + product margin of 10.99 percentage points.
Variable interest is set according to the ROBOR 3M quote for loans granted to individuals through debit cards and is reviewed quarterly by the bank on the first day of January, April, July and October of each year, and will be established depending on the ROBOR 3M value set on the last business day of December, March, June and September, rounded to 2 decimal places + product margin.
How do I get it?
Please come with your valid ID card to any BCR branch.
Sign the Current Account Agreement or the Addendum, as applicable.
1. Within up to 4 working days you’ll be able to enjoy your BCR MasterCard or Visa Electron debit card!