EMBOSSED CARD Directly attached to your current account in USD/RON/EUR
OVERDRAFT Available if you bring your salary to BCR
I want to know more
VISA Classic is a contactless debit card and is issued in RON, EUR or USD. It is an embossed card, specially created for those who travel abroad frequently, particularly in the eurozone.
Here are all your benefits:
George Moneyback: a loyalty program that gives you cashback on your BCR card
Protection against foreign exchange risk depending on the currency you want to trade: EUR, USD or RON
24/7 access to your account from anywhere, anytime via Internet and Mobile Banking, as well as Easy and Alo 24 Banking
PlusInCont loyalty program: a dedicated offers platform that gives you cashback on your BCR card.
You can access a personal overdraft if you collect your salary in a BCR current account and you can also receive a consumer credit within a limit of RON 500 to RON 40,000, without exceeding 6 net salaries
Easy fund transfers: pay current utility/service bills, and make repayments for your BCR credit card or loan in RON at BCR ATMs and MFMs
Mobile phone top-up for your Vodafone, Orange and Telekom prepaid cards at BCR ATMs and MFMs
Online top-up for your RATB transport card at http://online.ratb.ro and BCR ATMs in Bucharest with integrated contactless technology
You can use the Classic VISA card both nationwide and internationally for direct payments to retailers, online or cash withdrawals at ATMs (in Romania you may withdraw RON and when abroad you may withdraw cash in the currency of the respective country).
How much do I pay?
ZERO fees for having the card
ZERO fees for withdrawals and balance enquiry at BCR ATMs
Regardless of the issuing currency, USD or EUR, you get an interest rate of 0.01% per year for account deposits over USD 100.
If you have opted for a cash reserve on your card, for the amounts used from the Overdraft you pay the interest rate mentioned here.
How do I get it?
Please come with your valid ID card to any BCR branch.
Sign the Current Account Agreement or the Addendum, as applicable.
Within up to 4 working days you’ll be able to enjoy your Visa Electron debit card!