Due to system improvement activities, the 24 Banking services (Click, Touch24 Banking, Business 24 and Alo 24), BCR cards and Multifunctional Machines and APTs (Automatic Payment Terminals) will be unavailable on January 01st 2018, between 03:30 - 07:30 și 10:00 - 12:00. Thank you for your understanding!
BCR MasterCard Gold is a debit card attached to your current account in lei, which you can use in Romania and abroad to perform payments (by POS and on the Internet) or cash withdrawals, wherever the MasterCard logo is displayed.
For amounts withdrawn under your personal overdraft, you will pay: ROBOR 3M + a product margin of 10.99 percentage points;
The variable interest is set in relation to the ROBOR 3M quote for loans granted to natural persons via debit cards, which is reviewed by the bank on a quarterly basis, meaning on the last working day of January, April, July and October of each year, and shall be set depending on the ROBOR 3M value set on the last working day of December, March, June and September, rounded to two decimals + the product margin;
Check the applicable rates and fees below, in our Help Center section.
In the future, Romania will have fewer employed persons and more retired persons and, therefore, the estimates say that the state pension will be significantly smaller. The BCR Plus voluntary pension can change your future starting today!