Working capital financing

Visa Electron credit card

A modern payment instrument, providing security and protection during your travels in the country and abroad, eliminating the risk associated with holding cash.

Credit line

A revolving type credit product, with multiple drawings and reimbursements during the creditting period, within the available ceiling.

Discounting of export letters of credit with payment on term

Granted to legal persons, customers of the bank, upon request, for commercial receivables in foreign currency with a non-resident commercial partner, which will be purchased from their first owner (the exporter), arising from the sale of goods or the provision of services.

Domestic factoring

A package of services used to finance your commercial receivables, immediately unlock lei or foreign currency cash on the grounds of invoices submitted, we track receivable collection upon the due dates and, optional, we could provide the nonpayment risk coverage against the receivables.

Export factoring

A package of services used to finance your exports, through instant payments in the currencies of the invoices, track their collection upon the due dates and cover your risks of default.

Multi-currency multi-product credit facility

Loan type product allowing repeated access, based on a single contractual document, to loans for financing current activity.

Non-revolving loan for financing current activity

A credit type product dedicated to customers  who require financing for a specific, customized single transaction (such as  purchasing of raw materials).

Overdraft

A revolving type credit product, with multiple drawings and reimbursements at any time during the creditting period, within the available ceiling.