Your projects will take shape easier now. All you need is to believe in them. We support you with a tailored financing offer:
7,9%/year fixed interest rate for minimum 40,000 lei loan for clients with salary/pension collected into a BCR account
refinacingloans from other bank
Get a DIVERS loan of minimum 40,000 lei, cash your salary or pension in a BCR current account and enjoy the best ONE offer, available till the 31st of August, 2018.
FIXED INTEREST RATE: 7.9%/year (2.59 p.p. lower than the bank’s standard offer)
ZERO loan analysis fee
ZERO loan maintenance fee
Obtain money fast and easy:
NO REVENUE DOCUMENTS are required for customers whose revenues are reported at the NAFA (National Agency for Fiscal Administration), considering the exceptions provided in Documents chapter
Benefit from safety and protection:
FULL COVERAGE INSURANCE that protects you in case an unforeseen event occurs in your life (optional insurance, subject to a charge; for instanceforonly 48 lei /month in the case of a loan amounting 40,000 lei)
THE INSTALLMENTS ARE FIXED for the entire duration of the loan
You can refinance any type of consumer loan previously contracted from other banks
Maximum amount: 110,000 lei, depending both on other banking products contracted and on the level of indebtedness at time of loan application;
5 years in the event of new loans and loans destined for refinancing of loans granted pursuant to October 31, 2011;
10 years, in the event of refinancing loans granted by other banks prior to October 31, 2011;
1 co-signer accepted
Customers reporting their income to ANAF:
No income related documents (except the conclusion of an Inquiry agreement for ANAF).
In the event of income from pensions, it is required to submit the Permanent retirement decision.
Customers for which the income is not reported to ANAF (employees of MAI, MApN, SRI, SIE, SPP, Police, Gendarmerie, employees of penitentiaries or other entities with special designation).
The cookies we use on www.bcr.ro help us provide you with the most effective and enjoyable navigation on our site. With cookies, we can offer relevant information about your preferences and content that is most useful to your financial needs.
We understand that your time is precious and so the information we provide to you must be relevant and useful. Therefore, in order to be able to offer you a superior experience, we request your approval to:
Communicate with you in a personalized and appropriate manner (instead of general expression) in the content that you access on our site or on partner sites and social networks
Optimize the frequency of our communication with you so that we do not disturb you or become intrusive
Analyze the relevant information for you, in order to constantly improve our content
It is your right and you can always set the usage level of cookies by clicking on the Cookie Settings button.
The cookies used on this site are owned cookies and cookies from third parties and allow us to understand the needs and requirements of users in order to improve the experience they have in using the site, in getting the desired information as easy as possible and using in the best possible conditions the services offered by www.bcr.ro
Below, you can choose what kind of cookies you accept during our visit to our site: