Your projects will take shape easier now. All you need is to believe in them. We support you with a tailored financing offer:
7,9%/year fixed interest rate for minimum 40,000 lei loan for clients with salary/pension collected into a BCR account
refinacingloans from other bank
Get a DIVERS loan of minimum 40,000 lei, cash your salary or pension in a BCR current account and enjoy the best ONE offer, available till the 31st of August, 2018.
FIXED INTEREST RATE: 7.9%/year (2.59 p.p. lower than the bank’s standard offer)
ZERO loan analysis fee
ZERO loan maintenance fee
Obtain money fast and easy:
NO REVENUE DOCUMENTS are required for customers whose revenues are reported at the NAFA (National Agency for Fiscal Administration), considering the exceptions provided in Documents chapter
Benefit from safety and protection:
FULL COVERAGE INSURANCE that protects you in case an unforeseen event occurs in your life (optional insurance, subject to a charge; for instanceforonly 48 lei /month in the case of a loan amounting 40,000 lei)
THE INSTALLMENTS ARE FIXED for the entire duration of the loan
You can refinance any type of consumer loan previously contracted from other banks
Maximum amount: 110,000 lei, depending both on other banking products contracted and on the level of indebtedness at time of loan application;
5 years in the event of new loans and loans destined for refinancing of loans granted pursuant to October 31, 2011;
10 years, in the event of refinancing loans granted by other banks prior to October 31, 2011;
1 co-signer accepted
Customers reporting their income to ANAF:
No income related documents (except the conclusion of an Inquiry agreement for ANAF).
In the event of income from pensions, it is required to submit the Permanent retirement decision.
Customers for which the income is not reported to ANAF (employees of MAI, MApN, SRI, SIE, SPP, Police, Gendarmerie, employees of penitentiaries or other entities with special designation).