Gold credit card

Use Gold credit card, whether you like to spend your money on shopping, in bars or on the Internet.

  • up to 12 equal installments with 0% interest for BCR partners
  • up to 55 day grace period with 0% interest
  • additional premium services

Why choose Gold credit card

You get up to

0% interest

You get up to

55 day grace period

Up to

12 equal installments


  • Up to 12 equal installments with 0% interest anywhere in the world
  • PlusinCont loyalty program –  BCR platform with personalised and simple cashback offers
  • Up to 55 day grace period with 0% interest
  • With contactless technology you can pay daily, safe, fast and easy
  • Travel Insurance
  • Purchase protection insurance
  • Free access to the Business Lounge areas of the Otopeni International Airport and the Cluj-Napoca International Airport
  • Maximum security provided by the 3D-Secure service with dynamic password 
  • Safety and control provided by the BCR Alert Plus service
  • Possibility to attach additional cards for authorized users, up to a maximum of two
  • 0 fee for any card payment, both on-line and with accepted retailers
  • Free account statement by e-mail and/or post
  • Free automatic debiting of the minimum amount to be paid from a BCR current account in lei
  • Payment of invoices at BCR ATMs
  • Topping up of Orange/Vodafone/Telekom pre-paid cards at BCR ATMs
  • 24/7 access to any ATM in the country and abroad
  • Exclusive offers from MasterCard
  • Emergency cash withdrawal
  • Surprising experiences in over 40 cities around the world by simply registering and booking on the Mastercard Priceless Cities platform.
  • Health care
  • Lost/damaged luggage
  • Delays in transportation
  • Delays of luggage
  • Civil liability
  • Insurance of documents
  • Legal protection
  • Insurance in case of death or permanent disability

Insurance conditions

Check the steps that you must take in the event of prejudice.

Use your credit card for payments, in Romania and abroad! Purchases are protected against damaging, destruction or theft, both for the main owner and the authorized user.

Example: If a laptop purchased via credit card is damaged/stolen/destroyed within 100 days after purchasing, you will get your money back based on your purchase protection insurance.

Insurance conditions

Check the steps that you must take in the event of prejudice

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