Overdraft
A revolving type credit product, with multiple drawings and reimbursements at any time during the creditting period, within the available ceiling
- Continuity in carrying out your current activity
- Fluidization of payments
- Easy access to funds, without justifying the destination
- Possibility to benefit simultaneously from several Overdrafts registered in different current accounts, if the company's field of activity requires to highlight the collected amounts in different current accounts
- Accessibility, by having the option to attach a debit card to the current account afferent to the Overdraft - permanent access to financing sources
- Possibility of 24/7 use via Electronic banking
- A BCR specialist will assist you with choosing the optimal solution for financing/guaranteeing
Features
- financing current activity (suppliers, duties, salaries, taxes etc.), depending on the customer’s needs
- granted in lei or foreign currency (EUR/USD)
- highlighted on the debit of the current account through which the collection of amounts related to the current activity undertaken by your company is performed
- reimbursements are made automatically, on a daily basis, providing the option to re-use the reimbursed amounts
- the reimbursement rate and the unique maturity is set on the final day of the creditting period
