Change the saved amount anytime you wish, and the deposit schedule adjusts automatically
SAFETY & PROTECTION Know when and how much you pay, and your deposits are secured by the Deposit Guarantee Fund
ZERO FEES For the opening, funding, management and liquidation of your savings plan
I want to know more
You may wish to put some money aside for your children or to fulfil an older goal. No matter the reason, with BCR Savings Plan you manage to save money without too much effort!
Here are all your benefits:
Flexible and easy to manage
Enjoy monthly automatic deposits, which means you only need to make sure that you have the required amount in your current account on the due date.
Increase the saved amount of money at any time, and the deposit schedule adjusts and regenerates automatically.
Get SMS reminders of the date of your next deposit. You have a grace period of 5 working days until funding your account.
Safety and protection
You know from the beginning when and how much you pay, right when you open the account: you get a schedule with the maturity dates, the estimated balance and the applicable interest under the condition of observing the plan’s terms.
Your deposits are secured by the Deposit Guarantee Fund, up to EUR 100,000, equivalent in RON, per depositor per bank.
And even more, you enjoy ZERO FEES for the opening, funding, management and liquidation of your savings plan. You’ll also get a bonus interest when extending your plan!
Are you under 18 and have a savings plan? Then you get a bonus interest from us until you reach full age!
Additional information about BCR Savings Plan:
Maturity (due date): 12 months
Minimum required amounts for establishment/funding: RON 50 (adults) or RON 40 (minors)
monthly, according to the monthly deposit schedule
additionally, throughout the entire duration of BCR Savings Plan
Settlement: at maturity/upon request
flat rate, you will receive it upon maturity, provided that the plan is observed
can be capitalised – the interest is accrued on the maturity date to the account of the savings plan, with its balance increasing by the amount accrued for the previous period
How much do I pay?
NO CHARGES! You have zero fees for the opening, funding, management and liquidation of your savings plan
How do I get it?
We offer you the following options to get a savings plan:
Please come with your ID to any BCR branch and talk to a friendly customer service representative. She or he will guide you and assist you in opening your own savings plan.
Apply online by filling out the form with your personal information and we will contact you as soon as possible.