More refinancing and ZERO fees

Fewer complicated loans. Come to George to refinance your loan from any bank. ZERO fees and 100% online. you






More refinancing and ZERO fees

Fewer complicated loans. Come to George to refinance your loan from any bank. ZERO fees and 100% online. you

What can you do in a maximum of 10 minutes?
You open the George application and instantly get the personal loan. Directly from the phone. 

Benefits

Now you can more easily enjoy the experiences you have always dreamed of.
You do everything 100% online and you can have up to 150,000 RON on the spot.
And the fixed rates in lei, the personalized interest and zero fees* also come with George Credit.

* File analysis and credit administration fee

You have fixed rates and discounts on interest if you make insurance, you live with your salary or pension at BCR or refinance loans from other banks

You have up to 150,000 LEI on the spot

You do everything online, with no trips to the bank

You have zero fees (credit analysis and administration)

Fixed interest rate from  6.74%
 5.99% * up to 16,49% for
 refinancing  with insurance options and the salary at BCR


The fixed interest rate is between 5.99% / year and 16.49% / year (APR from 6.16% to 17.80%) and is customized according to the amount, options, loan period, history of the relationship with the bank, income, rates ongoing and payment behavior etc. For example, at a fixed interest rate of 7.99% / year, for a personal needs loan of 20,000 lei, for 5 years, if you refinance a loan from another bank and come with our salary: Fixed rate: 406 lei / month; Zero credit analysis and administration fee; Total value payable: 24,326 lei; DAE = 8.29%. If you do not (anymore) collect the income in the account, for the same credit: fixed interest 9.99% / year; Fixed rate: 425 lei / month; Zero credit analysis and administration fee; Total amount to be reimbursed: 25,491 lei; Monthly insurance cost (optionally added to the monthly rate) 28 lei. Offer period April 2 - May 31, 2021.

Download the George app and get your quick credit from the George Store

In case you haven't met George yet, you can download him from the App Store or Google Play.

Then, directly from the application, go to the George Store and choose the amount you want to borrow. Simple and fast, you get your credit online in less than 10 minutes.

With George you can refinance an existing loan and receive extra money

You can choose a new personal loan or you can refinance your existing loans with other banks.
Now everything is much easier to get a refinancing loan, directly from the George store.

George's credit for personal needs is known.

Set up your credit with just a few taps on the screen and get the quick loan online. You can easily and quickly choose the loan you want to refinance, the amount you want to borrow and the credit period. And if you bring your salary to BCR you enjoy an interest reduction of 2% and if you also insure your loan you receive an extra interest discount of 0.5%.

 

 

 

George is an example.
Here is an example of calculation.

Let's say that the value of the loan you want to borrow is 30,000 lei to do more than you imagined. You come with the salary to BCR, you choose insurance with us and this is what your 5-year loan would look like

 

How can I refinance a loan in a maximum of 10 minutes?

How do I get a loan in 10 minutes?

Eligibility conditions

Eligibility conditions for the George loan 100% online

 

To have the income from salaries reported to ANAF

Do not have current arrears, including seizures

Not to have recorded significant arrears on loans in the past

Be between 18 and 65 years old at the end of the loan

Eligibility conditions for loans granted in the branch

Your income is not reported to ANAF, do you have a pension income or do you simply want a higher loan and can you bring a co-payer? We are waiting for you in the unit with the following documents:

  • Salary certificate (only if customers do not collect the salary in the BCR account)
  • Recent pension coupon or current account statement (only if the pension is not collected in the BCR account)
  • Final retirement decision

I want 100% fast online credit

Download George from the App Store, Google Play or AppGallery