Investment / Mortgage loan
A credit product used to finance the expenses relating to investment projects.
- Reduced financial effort upon starting the financed objective, depending on the grace period granted
- The investment loan covers a wide range of expenses relating to investment projects
- The mortgage loan only covers the financing of real estate investments or the re-financing of a loan granted for financing a real estate investment
Advantages
- Covers the expenses relating to the re-financing of investment loans contracted from other banks
- Can be granted for the purpose of re-financing expenses associated with investment projects, made from own sources
- Possibility to finance the VAT associated to the relevant investment by granting a distinct loan
- Possibility of financing, from the credit ceiling, premiums relating to the options on exchange rates or on the interest rate contracted by you for covering the currency/interest risks associated with the contracted loan
- Specialized consultancy from a BCR representative on choosing the optimal financing/guaranteeing solution for your company
Features
- Destined for financing/re-financing of expenses associated with investment projects
- Granted in lei or foreign currency (EUR/USD)
- Non-revolving ceiling
- Credit period established depending on the nature of investments and on their period of amortization
- Can be fully drawn, up to a certain date, or spread out based on supporting documents
- Reimbursement at the due dates provided within a schedule that is mutually agreed between the bank and you
For additional information, you can contact any Corporate Business Center