During during January 22th (23:00) - January 23rd (05:00) and January 24th (23:00) - January 25th (05:00) several maintainance operations will take place, as follows:

George, George Go, Click 24, Touch 24, Phone Banking, MoneyGram and Casa Mea will not be available 

- In eBCR and MultiCash aplications the payments, intra-daily transactions and financial status will not be available.

 - MFMs (multifunction machines) will be available in ATM mode.

We remain at your service non-stop at *2227 or 0214074200 (international number).

Export factoring

A package of services used to finance your exports, through instant payments in the currencies of the invoices, track their collection upon the due dates and cover your risks of default.

  • Ensures the financing of receivables generated by export operations that involve payment on maturity
  • Diminishes the risks of not collecting the amounts of the invoices generated from exports
  • Monitors the collection of export receivables


  • Benefit from a complete package of services, including management, collection, financing and the undertaking of the risk associated with non-collection of receivables
  • Eliminate the default risks related to export receivables
  • Efficiently manage your cash flow by providing cash
  • Obtain liquidities without blocking assets/security pledges
  • Collaborate with specialized staff, with experience in the field, and access a wide network of BCR correspondent financial institutions
  • We ensure advantageous financing conditions from the factoring companies within Erste Group (if required)
  • Take advantage of having more time for your business, since we will handle the monitoring and collection of export receivables
  • We provide customized payment terms for your products and services, so that you can access new markets
  • Undertake your operations safely, since they are performed through a specialized network, having an internationally regulated framework and norms - Factors Chain International
  • Access to cost efficient, fast and simplified documentation operations


Export factoring helps to obtain:

  • Instant financing, upon request, in the currencies of the invoices, for a period of maximum 180 days after the issuing date of invoices
  • Standard percentage of discounting is 80% of the invoice value;


  • You must deliver or provide the invoiced products or services to customers
  • You must not assign the invoices in favor of other lenders
  • You must not exceed the 180 days for the invoice due dates

Other important information:

  • Export factoring helps to improve the cash flow and financial indicators of your company
  • You get access to information relating the good standing of your customers, current or potential, thus ensuring your operational profitability

Required documents

In order to have your factoring/financing ceiling approved, you must submit the following:

  • Factoring request
  • Commercial document (contract, order etc.)
  • Financial statements of your company
  • Your approval for consulting the Central Credit Register

 For financing, you must submit:

  • A register of the assigned invoices
  • Invoices that indicate the assignment within the Factoring framework agreement
  • Transport documents or any other documents to prove the delivery of goods or the provision of services to debtors
  • Other documents, depending on the commercial agreement

Factoring transactions are considered implemented upon the signing of the factoring agreement between you and the bank (Factor) and by notifying your external debtors on their obligation of performing their payment into the BCR account.


Factoring request PDF (249 KB)
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Transcation Banking Division, BCR Supply Chain Finance

Telephone numbers: