• Farmers are provided with the support of the largest bank in Romania, Banca Comercială Română, in order to obtain the financing necessary for agricultural works
  • BCR has signed collaboration agreements with APIA and the Guarantee Funds in order to finance agricultural activities, in the 2016 campaign
  • Agricultural producers self-employed persons or companies in this field may thus obtain up to 90% financing from the value of the subsidies they will receive from APIA

Banca Comercială Română (BCR) has signed tripartite agreements with the Agency for Payments and Intervention in Agriculture (APIA) and the Guarantee Funds in order to finance the working capital, so that the beneficiaries of the support schemes may carry out their current activities in the agricultural sector, during this year’s campaign.

Agricultural producers – self-employed persons or legal entities – are thus provided with the infrastructure and support of the largest bank in Romania - BCR, in order to obtain short-term and low-cost financing facilities. BCR offers working capital for up to 90% of the value of subsidies that farmers will receive from APIA, within the Single Area Payment Scheme (SAPS), Redistributive Payments, Payments for Environment-and-Climate-Friendly Agricultural Practices, as well as within the Rural Development Compensatory Measures applying to agricultural land.


Developing the agriculture and supporting the farmers are one of the priorities of BCR in our involvement and support policies for the public sector. The farmers will rediscover us as a trusty and prompt partner, capable of completing their financing documents for agricultural works in a timely manner. The beneficiaries have our entire national network at their disposal in order to be able to submit their applications and to access the necessary capital for the 2016 agricultural campaign- Ioana Gheorghiade, Infrastructure Financing and Public Sector Manager at BCR.

Farmers who are eligible for APIA subsidies may contact any office in the BCR network in order to access these types of financing facilities, based on the Farmer Registration Certificate issued by APIA. This document confirms that the administrative verifications of the submitted single area payment request have been performed, and that the beneficiaries meet the general conditions for receiving the rightful amounts.

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Banca Comercială Română (BCR), a member of Erste Group, is the most important financial group in Romania, including universal bank operations (retail, corporate & investment banking, treasury and capital markets), as well as companies in industries such as leasing, private pension, and mortgage banks. BCR is the no. 1 bank in Romania based on the value of the assets (EUR 14.4 billion), the no. 1 bank based on the number of customers and the no. 1 bank for the savings and loan segments. BCR is the most valuable financial brand in Romania by customer trust and by the number of people for whom BCR is the main institution for banking services.

BCR offers its entire range of financial products and services by means of 22 business centres and 23 mobile offices dedicated to companies and 510 retail units in most of the cities throughout the entire country with more than 10,000 inhabitants. BCR is the no. 1 bank in Romania on the banking transaction market, BCR customers benefiting from the largest national ATM network - more than 2,000 dispensers - and the largest national POS network - 13,500 credit card terminals, as well as from comprehensive Internet banking, phone-banking and e-commerce services. 

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Erste Group is one of the main financial service providers in the Eastern part of the European Union. 46,500 employees serve 16.2 million customers within 2,800 branches in 7 countries (Austria, the Czech Republic, Slovakia, Romania, Hungary, Croatia, and Serbia). At the end of the first quarter of 2015, Erste Group had total assets amounting to 202.6 billion Euros and had a cost/income ratio of 56.1%. The Tier 1 Common Capital Ratio (Basel 3 completely implemented) amounted to 10.2%.

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BCR - External Communication

Ionuţ Stanimir, e-mail: ionut.stanimir@bcr.ro

This information is also available on our website: www.bcr.ro


For details regarding the BCR products and services, please use the following contact methods



Website: www.bcr.ro

Email: contact.center@bcr.ro

TelVerde: 0800.801.BCR (0800.801.227), toll-free number for calls from the national networks