Bucharest, 16 December 2015 – Banca Comercială Română (BCR) has concluded a cooperation protocol with the Romanian National Agency for Fiscal Administration (ANAF), which substantially simplifies the loan granting process, by removing the revenues attesting documents for clients whose revenues are reported to ANAF.

In our endeavor to constantly improve the experience of our clients, BCR continues to invest in the simplification of the crediting process. Together with the conclusion of this agreement with ANAF, clients earning stable revenues will no longer have to obtain revenue attesting documents from their employers; all they have to do is sign, upon the loan application time, a Consent for consultation of ANAF’s recordsWe expect this facilitation of the crediting process to generate a decrease in the loan file approval time by 60%, which translates into faster loans and time won for our clients”, declared Roxana Cristea, Head of the Retail Department within BCR.

BCR provides clients who collect their revenues into a BCR account with the opportunity to receive loans for personal needs, credit cards or overdrafts within maximum 3 hours from the loan application.Whether they apply for a loan for personal needs, a credit card or a home loan, clients earning stable revenues will save, from now on, the time which they previously had to spend in gathering revenues documents.

As for the clients whose revenues are not recorded with ANAF, the bank may continue to request additional revenue attesting documents.

Banca Comercială Română (BCR), a member of Erste Group, is the most important financial group in Romania, providing universal banking operations (retail, corporate & investment banking, treasury and capital markets), and covering specialty companies working on the leasing market, private pensions and housing banks. BCR is Romania’s No. 1 bank in terms of asset value (€14,4 bn.), in terms of client base and in terms of savings and crediting. BCR is also Romania’s most important financial brand, judging by the client trust rate and by the number of persons who consider that BCR is their main banking partner.

BCR uses a network of 22 corporate business centres and 23 mobile offices devoted to corporate clients, and 509 retails units located in most communities inhabited by at least 10,000 citizens in order to provide a full range of financial products and services. BCR is Romania’s No. 1 bank running on the banking transactions market, since BCR customers have the largest ATM network at their disposal – nearly 2,000 ATMs and 13,500 POS terminals, enabling customers to use their cards for shopping purposes, as well as the complete Internet Banking, Mobile Banking, Phone-banking and E-commerce services.

*  *

Erste Group is one of the main suppliers of financial services in Eastern European Union. About 46,500 bank officers working in 2,800 branches in seven countries (Austria, the Czech Republic, Croatia, Hungary, Romania, Serbia and Slovakia) assist 16.2 mn. customers. Erste Group reported a total asset pool worth €202,6 bn. and a 56.1% cost-to-income ratio at the end of Q1 of 2015. First-ranking common equity index (Basel 3 implemented partially) has improved to 10.2%.

*  *

BCR – External Communication 

Alina Daneasa, e-mail: alina.daneasa@bcr.ro

This information is also available on our website: www.bcr.ro.

For more details about the products and services provided by BCR, please use one of the coordinates below to contact us:


Web: www.bcr.ro

Email: contact.center@bcr.ro

TelVerde: 0800.801.BCR (0800.801.227), toll-free from all national networks.