The calculation example for a “Casa Mea” credit totalling RON 160,000, covering 30 years: DAE = 6.14%, with a 10-year fixed interest of 5.95% which will vary afterwards: 5.96%/year (ROBOR 6M + 3.95%); application processing fee: RON ZERO; apartment evaluation fee: RON 370; total amount payable: RON 344.046,47, total credit cost: RON 184,046.47 lei. This example is valid during January 2015 for clients who have their income paid in a BCR account.
Banca Comercială Română (BCR), a member of Erste Group, is the most important financial group in Romania, providing universal banking operations (retail, corporate & investment banking, treasury and capital markets), and covering specialty companies working on the leasing market, private pensions and housing banks. BCR is Romania’s No. 1 bank in terms of asset value (over 14,4 €bn.), in terms of client base and in terms of savings and crediting. BCR is also Romania’s most important financial brand, judging by the client trust rate and by the number of persons who consider that BCR is their main banking partner.
BCR uses a network of 22 corporate business centres and 23 mobile offices dedicated to corporate clients, and 538 retails units located in most communities inhabited by at least 10,000 citizens to provide a full range of financial products and services. BCR is Romania’s No. 1 bank running on the banking transactions market, since BCR customers have the largest ATM network at their disposal – nearly 2,050 ATMs and 13,500 POS terminals enabling customers to use their cards for shopping purposes, as well as the complete Internet banking, mobile banking, phone-banking and e-commerce services.
Erste Group is one of the main suppliers of financial services in Eastern European Union. About 44,000 bank officers working in 2,800 branches in seven countries (Austria, the Czech Republic, Slovakia, Romania, Hungary, Croatia, and Serbia) assist 16.5 million customers. Erste Group reported a total asset pool worth €197.0 bn. and a 54.4% cost-to-income ratio at the end of Q3 2014. First-ranking common equity index (Basel 3 implemented partially) was maintained at 10.8%.
BCR – External Release
Cezar Marin, e-mail: firstname.lastname@example.org
For details concerning BCR product and services, please use the following contact details:
Telverde: 0800.801.BCR (0800.801.227), toll-free from all national networks.