BCR Savings Plan
Whether you want to put away some money for your children or for you, with BCR Savings Plan it's easier than ever!
- You have a standard interest for the savings plan of 5,0% per year for you and 5,50% per year for the savings plans for minors
- You get a bonus interest of 0.20% when extending your saving plan
- You enjoy zero fees
BCR Savings Plan
Whether you want to put away some money for your children or for you, with BCR Savings Plan it's easier than ever!
- You have a standard interest for the savings plan of 5,0% per year for you and 5,50% per year for the savings plans for minors
- You get a bonus interest of 0.20% when extending your saving plan
- You enjoy zero fees
What do I get?

FLEXIBILITY
Change the saved amount anytime you wish, and the deposit schedule adjusts automatically

SAFETY & PROTECTION
Know when and how much you pay, and your deposits are secured by the Deposit Guarantee Fund

ZERO FEES
For the opening, funding, management and liquidation of your savings plan
I want to know more
You may wish to put some money aside for your children or to fulfil an older goal. No matter the reason, with BCR Savings Plan you manage to save money without too much effort!
Here are all your benefits:
Flexible and easy to manage
Enjoy monthly automatic deposits, which means you only need to make sure that you have the required amount in your current account on the due date.
Increase the saved amount of money at any time, and the deposit schedule adjusts and regenerates automatically.
Safety and protection
You know from the beginning when and how much you pay, right when you open the account: you get a schedule with the maturity dates, the estimated balance and the applicable interest under the condition of observing the plan’s terms.
Your deposits are secured by the Deposit Guarantee Fund, up to EUR 100,000, equivalent in RON, per depositor per bank.
And even more, you enjoy ZERO FEES for the opening, funding, management and liquidation of your saving plan.

- Currency: RON
- Maturity (due date): 12 months
- Minimum required amounts for establishment/funding: RON 50 (adults) or RON 40 (minors)
- Funding frequency:
- monthly, according to the monthly deposit schedule
- additionally, throughout the entire duration of BCR Savings Plan
- Settlement: at maturity/upon request
- Interest:
- flat rate, you will receive it upon maturity, provided that the plan is observed
- can be capitalised – the interest is accrued on the maturity date to the account of the savings plan, with its balance increasing by the amount accrued for the previous period
How much do I pay?
NO CHARGES!
You have zero fees for the opening, funding, management and liquidation of your savings plan
How do I get it?
We offer you the following options to get a savings plan:
1
Please come with your ID to any BCR branch and talk to a friendly customer service representative. She or he will guide you and assist you in opening your own savings plan.
2
Apply online by filling out the form with your personal information and we will contact you as soon as possible.