Bond Issues

MREL requirements for BCR

MREL requirements for BCR 20.05.2025	PDF (253 KB)
MREL requirements for BCR 30.04.2024	PDF (235 KB)
MREL requirements for BCR 30.05.2023	PDF (275 KB)
MREL requirements for BCR 15.06.2022	PDF (75 KB)
MREL requirements for BCR 18.01.2022	PDF (74 KB)
MREL requirements for BCR 06.08.2021	PDF (75 KB)
MREL requirements for BCR 27.03.2020	PDF (240 KB)

Tax Refund Procedure

Supplement no. 1 to Registration Document 12.05.2025

PDF (346 KB)

Documents containing information which is incorporated by reference

Press Release dated 30 April 2025 relating to BCR's unaudited financial results for the first three months of 2025	PDF (246 KB)
BCR Situatii financiare auditate 2024 IFRS	PDF (6 MB)
BCR Audited IFRS-EU 2024 Financial Statements	PDF (5 MB)
Q3 2024 Disclosure Report	PDF (341 KB)

BCR announcement on coupon payment for ISIN RO451CMZH2K1

PDF (221 KB)

24/03/2025

Final Terms

Series 52 RON 31m - 8.05% Senior Preferred Notes due 2031 - 13.03.2025

PDF (208 KB)

BCR announcement on coupon payment for ISIN ROPQT4NGMLM3, ROM2PE1DEUG5 and ROEAZVK5DFP8

PDF (282 KB)

02/12/2024

Registration Document 29.11.2024

PDF (2 MB)

Documents containing information which is incorporated by reference

BCR Financial Results 9M 2024	PDF (1 MB)
BCR Unaudited Interim Condensed IAS 34 Financial Statements as of 30 June 2024	PDF (917 KB)
BCR Audited IFRS-EU 2023 Financial Statements	PDF (2 MB)
BCR Situatii financiare auditate 2023 IFRS	PDF (2 MB)
BCR Audited IFRS-EU 2022 Financial Statements	PDF (3 MB)
BCR Situatii financiare auditate 2022 IFRS	PDF (3 MB)
Half Year 2024 Disclosure Report	PDF (1 MB)
2023 Disclosure Report	PDF (1 MB)

Securities Note

BCR Securities Note 29.11.2024

PDF (17 MB)

BCR announcement on coupon payment for ISIN ROGJ5KD9L1W9 and ROMU2ND4VHC6

PDF (244 KB)

04/10/2024

Green Bond Reporting

Erste Group Sustainable Bond Allocation and Impact Report 2022 – 17.05.2023	PDF (3 MB)
BCR 2021 Green Bond Report – 26.10.2022	PDF (693 KB)

Supplement no. 3 to Registration Document 03.09.2024

PDF (327 KB)

Documents containing information which is incorporated by reference

BCR Unaudited Interim Condensed IAS 34 Financial Statements as at 30 June 2024	PDF (917 KB)
2023 Disclosure Report	PDF (1 MB)

Final Terms

Series 45 EUR 45m - 4.855% Senior Non Preferred Notes due 2028 - 12.06.2024

PDF (379 KB)

Supplement no. 2 to Registration Document 08.05.2024

PDF (333 KB)

Documents containing information which is incorporated by reference

Press Release dated 30 April 2024 relating to BCR's unaudited financial results for the first three months of 2024	PDF (2 MB)
BCR Situatii financiare auditate 2023 IFRS	PDF (2 MB)
BCR Audited IFRS-EU 2023 Financial Statements	PDF (2 MB)

Supplement no. 1 to Registration Document 12.03.2024

PDF (280 KB)

Documents containing information which is incorporated by reference

Preliminary Financial Information 2023	PDF (257 KB)
Q3 2023 Disclosure Report	PDF (364 KB)

Final Terms

Series 41 RON 1bn - 7.55% Senior Non Preferred Notes due 2029 - 07.12.2023

PDF (407 KB)

Registration Document 04.12.2023

PDF (811 KB)

Documents containing information which is incorporated by reference

BCR Financial Results 9M 2023	PDF (250 KB)
BCR Unaudited Interim Condensed IAS 34 Financial Statements as of 30 June 2023	PDF (794 KB)
BCR Audited IFRS-EU 2022 Financial Statements	PDF (3 MB)
BCR Situatii financiare auditate 2022 IFRS	PDF (3 MB)
BCR Audited IFRS-EU 2021 Financial Statements	PDF (3 MB)
BCR Situatii financiare auditate 2021 IFRS	PDF (3 MB)
Half Year 2023 Disclosure Report	PDF (929 KB)
2022 Disclosure Report	PDF (1 MB)

Securities Note

BCR Securities Note 04.12.2023

PDF (3 MB)

BCR Announcement - Potential SNP bond issue 15.11.2023

PDF (219 KB)

Supplement no. 4 to Registration Document 12.09.2023

PDF (299 KB)

Documents containing information which is incorporated by reference

BCR Unaudited Interim Condensed IAS 34 Financial Statements as at 30 June 2023	PDF (794 KB)
2022 Disclosure Report	PDF (1 MB)

Final Terms

Series 35 EUR 700M - 7.625% Senior Non Preferred Notes due 2027 – 16.05.2023

PDF (366 KB)

Supplement no. 3 to Registration Document 02.05.2023

PDF (306 KB)

Documents containing information which is incorporated by reference

Press Release dated 28 April 2023 on BCR's unaudited financial results for the first quarter 2023

PDF (246 KB)

Supplement no. 2 to Registration Document 29.03.2023

PDF (287 KB)

Documents containing information which is incorporated by reference

BCR Situatii financiare auditate 2022 IFRS	PDF (3 MB)
BCR Audited IFRS-EU 2022 Financial Statements	PDF (3 MB)
BCR Situatii financiare auditate 2021 IFRS	PDF (3 MB)
BCR Audited IFRS-EU 2021 Financial Statements	PDF (3 MB)
2021 Disclosure Report	PDF (1 MB)

Supplement no. 1 to Registration Document 13.03.2023

PDF (350 KB)

Documents containing information which is incorporated by reference

Preliminary Financial Information 2022	PDF (222 KB)
Disclosure Report Q3 2022	PDF (514 KB)

Final Terms

Series 32 USD 20M – 7.30% Senior Preferred Notes due 2029

PDF (262 KB)

Registration Document 02.12.2022

PDF (828 KB)

Documents containing information which is incorporated by reference

BCR Financial Results 9M 2022	PDF (338 KB)
BCR Unaudited Interim Condensed IAS 34 Financial Statements as of 30 June 2022	PDF (671 KB)
BCR Audited IFRS-EU 2021 Financial Statements	PDF (3 MB)
BCR Situatii financiare auditate 2021 IFRS	PDF (3 MB)
BCR Audited IFRS-EU 2020 Financial Statements	PDF (2 MB)
BCR Situatii financiare auditate 2020 IFRS	PDF (3 MB)
Half Year 2022 Disclosure Report	PDF (853 KB)

Securities Note

BCR Securities Note 02.12.2022

PDF (3 MB)

BCR Announcement - Potential SP bond issue 14.11.2022

PDF (171 KB)

Final Terms

Series 27 RON 334M - 9.57% Non Preferred Notes due 2028

PDF (273 KB)

Registration Document Supplement no. 3 25.08.2022

PDF (299 KB)

Documents containing information which is incorporated by reference

BCR Unaudited Interim Condensed IAS 34 Financial Statements as at 30 June 2022	PDF (671 KB)
2021 Disclosure Report	PDF (1 MB)

BCR Announcement - Potential SNP bond issue 08.08.2022

PDF (170 KB)

Final Terms

Series 23 RON 702000000 - 9.079% Non Preferred Senior Green Notes due 2027

PDF (287 KB)

BCR Announcement - Potential SNP green bond issue 25.05.2022

PDF (172 KB)

Supplement no. 2 to Registration Document 17.05.2022

PDF (355 KB)

Documents containing information which is incorporated by reference

BCR Financial Results 3M 2022	PDF (347 KB)
BCR Audited IFRS-EU Financial Statements 2021	PDF (3 MB)
BCR Situatii Financiare Auditate 2021 IFRS	PDF (3 MB)
Q3 2021 Disclosure Report	PDF (537 KB)

Final Terms

Series 20 RON 351.5 - 6.76% Senior Non-Preferred Notes due 2027

PDF (273 KB)

BCR Announcement - Potential SNP bond issue – 23.03.2022

PDF (170 KB)

Supplement no. 1 to Registration Document 02.03.2022

PDF (277 KB)

Documents containing information which is incorporated by reference

BCR Financial results 2021

PDF (193 KB)

Final Terms

Series 18 RON600m - 5.98% Fixed Rate Senior Non-Preferred Notes due 2028

PDF (141 KB)

Registration Document 02.12.2021

PDF (808 KB)

Documents containing information which is incorporated by reference

BCR Financial Results 9M 2021	PDF (276 KB)
Financial statements June 30th, 2021	PDF (820 KB)
Disclosure Report H1 2021	PDF (781 KB)
Consolidated and Separate Financial Statements 2020	PDF (2 MB)
Situatii financiare anuale consolidate si individuale IFRS pentru 2020	PDF (3 MB)
Consolidated and Separate Financial Statements 2019 IFRS	PDF (6 MB)
Situatii financiare consolidate si individuale 2019 IFRS	PDF (6 MB)

Securities Note

BCR Securities Note 02.12.2021

PDF (3 MB)

BCR Announcement - Potential SNP bond issue - 11.11.2021

PDF (170 KB)

Final Terms

Series 16 RON500m - 5.00% Preferred Senior Green Notes due 2028

PDF (284 KB)

BCR Announcement - Potential SP green bond issue 17.09.2021

PDF (172 KB)

Supplement no. 2 to Registration Document 07.09.2021

PDF (188 KB)

Supplement no. 1 to the Securities Note 07.09.2021

PDF (169 KB)

Documents containing information which is incorporated by reference

BCR Unaudited Interim Condensed IAS 34 Financial Statements as of 30 June 2021

PDF (820 KB)

Final Terms

Series 10 RON 1bn - 3.90 per cent Non Preferred Notes due 21.05.2028

PDF (270 KB)

Supplement to Registration Document 05.05.2021

PDF (206 KB)

Documents containing information which is incorporated by reference

BCR Financial Results 3M 2021	PDF (308 KB)
BCR Audited IFRS-EU Financial Statements 2020	PDF (2 MB)
BCR Situatii financiare auditate 2020 IFRS	PDF (3 MB)

BCR Announcement - Potential SNP bond issue - 06.04.2021	PDF (188 KB)
MREL Bond issuance presentation YE20 results April 2021 - 06.04.2021	PDF (922 KB)

Registration Document 03.12.2020

PDF (722 KB)

Documents containing information which is incorporated by reference

BCR Financial Results 9M 2020	PDF (407 KB)
BCR Unaudited Interim Condensed IAS 34 Financial Statements as of 30 June 2020	PDF (1 MB)
BCR Audited IFRS-EU 2019 Financial Statements 2019	PDF (6 MB)
BCR Situatii financiare auditate 2019 IFRS	PDF (6 MB)
BCR Audited IFRS-EU 2019 Financial Statements 2018	PDF (3 MB)
BCR Situatii financiare auditate 2018 IFRS	PDF (3 MB)

Securities Note

Registration Document 03.12.2020

PDF (2 MB)

Registration Document 04.12.2019

PDF (556 KB)

Documents containing information incorporated by reference

BCR Financial Results 9M 2019

BCR Unaudited Interim Condensed IAS 34 Financial Statements as at 30 June 2019

BCR Audited IFRS-EU Financial Statements 2018

BCR Situatii financiare consolidate si individuale 2018 IFRS

BCR Audited IFRS-EU Financial Statements 2017

BCR Situatii financiare consolidate si individuale 2017 IFRS

BCR H1 2019 Disclosure Report

BCR 2018 Disclosure Report

BCR 2017 Disclosure Report

Securities Note

BCR Securities Note

BCR Bond Issues

Final Terms

BCR EUR 3bn Debt Issuance Programme 28 January 2019	PDF (4 MB)
Translation of the Summary of the Prospectus dated 28.01.2019	PDF (573 KB)