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Economida for Little Dreams

Teach your child from an early age to save in order to fulfil their wishes.

  • Deposit a small amount on a monthly basis and make a dream come true for your child
  • Offer your little one the first lessons about what it means to save
  • Give your child the confidence to manage their allowances and money received from family

Economida for Little Dreams

Teach your child from an early age to save in order to fulfil their wishes.

What do I get?

ACCESSIBILITY
Transfer money into your child's account fast and easily through the George app

ZERO FEES
For opening, managing, feeding and closing the savings plan

FLEXIBILITY
Choose the amount you deposit on a monthly basis (minimum RON 40/month)

PROTECTION
Your child's money at BCR is guaranteed within the equivalent in RON of EUR 100,000 

I want to know more

economida

The savings plan for Little Dreams is the first financial education lesson for your child and the first step to getting their favourite gift, such as a holiday at Disneyland! Deposit a small amount on a monthly basis and see how a dream comes true at the end of the period.

  • Saving period: 1 year, with an automatic extension option and a 0.2% bonus interest* per year
  • Minimum amount to be deposited monthly: RON 40
  • Interest rate of 1.9% per year, fixed until the due date

* it shall apply from the date of the extension if the monthly deposit plan was respected the previous year

How much do I pay?

ZERO FEES
For opening, managing, feeding and closing the savings plan 

ZERO FEES
For cash withdrawals at any BCR ATM 

Required documents

  • Valid ID card of the parent/guardian /curator
  • Child's birth certificate/ID card (if he/she is over the age of 14)

How can I get it?

Come with the required documents in any BCR branch and chat with a representative or leave us a few details about you in the form below and we’ll be in touch with you shortly.

Apply now for a BCR savings plan

Give us some information about you and we will contact you as soon as possible.

By completing and validating this form, I agree that all personal data provided by BCR will be processed by the bank's specialists in order to analyze and solve this request as well as for statistical purposes.

For details on the ways in which your personal data are processed by BCR please access  privacy policy.

Additional information

  • You know from the beginning how much and when you pay: you receive a schedule with the due date, the expected balance and the interest due if the plan is fully observed.
  • Increase the amount of savings at any time, and the deposit schedule automatically adjusts and regenerates.
  • You enjoy monthly automatic feeds, which means you only need to make sure that at maturity you have the required amount in your current account.
  • We remind you by SMS of the date of the next deposit and you have a 5-day grace period to feed your account.
  • Interest is payable at maturity in the Savings Plan account and can be capitalized, the balance of the account increasing by the interest for the previous period.
  • You can liquidate the Savings Plan at maturity or on request.
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