Hello, I’m Alex! Fashionista without worries.

With my BCR prepaid card, my purchases are always safe.

Characteristics

  • Non-nominal card, with incorporated contactless technology
  • Validity: maximum 3 year (until the last day of the month printed on the card)
  • Available both in Romania and abroad for cash withdrawals at ATM or for merchant payments (POS and Online)
  • Target Beneficiary:
    • Persons older than 18 at the date of signing the Application for issuing the Card Prepaid
    • Romanian citizens domiciled in Romania or citizens of a Member State of the European Union / European Economic Area / Swiss Confederation and residing in Romania, certified by documents issued by Romanian competent authorities
  • Place to buy it: any BCR unit

When and where to fund the card?

  • At the time of purchase of the card, in the BCR bank units, with a minimum of 50 RON, maximum 10,000 RON.
  • Later, through BCR's APTs and MFM terminals, as well as via the BCR cash desks.
  • The maximum recharge value is RON 4,000 per day, but not more than RON 10,000 per calendar year from the time of purchase of the first card of this type.

What transactions can you make?

  • ATM Cash Withdrawals *
  • Payments to accepting merchants *
  • Payments on the Internet on secure 3DSecure *
  • Contactless payments ** sites to accepting merchants who display the logo

______________________

* Daily limit:

  • Cash Withdrawals: Up to 10 transactions with a maximum of RON 3,000 value
  • Payments to accepting merchants or on the Internet: within the available card limit

** For contactless payments with a value less than of RON 100 the introduction of the security code is not necessary.

Fees

Card issuing fee 20 RON

Card Replacement Fee(Reason - damaged by the client, other reasons)

(Reason - damaged by the client, other reasons)

20 RON

Card Replacement Fee

(Reason - lost, stolen, manufacturing damaged – out of order, blocked on fraud reasons)

0 RON
Funding card fee 5 RON
Security code reprint fee 4 RON
Currency conversion fee1 2% of the transaction value
Cash withdrawal from ATM/MFM BCR fee 1% of the transaction value
Cash withdrawal at ATM (in România and abroad) fee 1% of the transaction value
Redemption / withdrawal fee of the available amounts, from bank units – at the bank desk2 2% of the transaction value
Annual management fee3 9 RON
Inactivity card fee4 9 RON

1 It is calculated at the value of the authorized operation

2 Applies:

- if the Holder requests the redemption of the electronic currency during the contracted period;

- if the Holder requests the redemption of the electronic currency after he has unilaterally denounced the Contract;

- if the Holder requests the redemption of the electronic currency more than one (1) year after denouncing of the Contract by MoneyToPay.

The Holder will not pay any fee for the redemption of the electronic currency in the following cases:

- in the first (1) year after the expiration of the Card;

- in the first (1) year after the denouncing of the Contract by MoneyToPay.

3 It is charged:

- yearly, is charged for the period of validity of the Card from the first year, starting with the date of purchase of the card to the anniversary of the date of purchase of the card and is charged for the maintenance of the card.

4 It is charged:

- yearly, starting with the second year from the date of card expiration and is applied for maintaining the electronic currency in case the electronic currency is not redeemed before this date.

If the Holder wishes to terminate the Contract within 15 days of its completion, MoneyToPay through BCR undertakes to return the entire amount existing on the card as well as the card issuance fee.

Useful information

Do you need quick access to your prepaid card information?

Go to www.moneytopay.ro sau www.m2p.ro:

  • Log in by entering the existing data on your card.
  • Available information: card balance and transaction records
  • Operations that can be made: requesting security code reprint

Call Contact Center, available 24/7:

  • 004021.311.1001 call able from any national and international network at normal price rate.
  • Available services:
    • Card lock (temporary / permanent)
    • Card unlock (temporary lock only)
    • Unlocking the security code:
      • Unlocking the security code can only be done if the security code has been wrongly entered 3 times, and the security code verification was been done online
      • If the security code was entered incorrectly 3 times, and the security code verification has been done off-line, unlocking the security code is not possible. In this case, the card will be replaced without charging the card replacement fee.
    • Record of the performed operations and balance information
    • Updating the mobile phone number to send the 3Dsecure password required for online operations.