Representative example: fixed monthly installment RON 420, calculated for a DIVERS BCR loan amounting to RON 20,000, granted over 5 years; fixed interest rate: 9,49%/year; loan analysis fee and loan administration fees: RON 0; total payable value: RON 25,196. Effective Annual Interest Rate (EAR): 9.91%. EAR doesn’t include the premium for the optional insurance package that we propose you to conclude with BCR Asigurări de Viață in order to cover risks like: hospitalization, unemployment, temporary disability, total & permanent invalidity or death.
The offer is valid until the 31st of December 2017, for clients who cash salary/pension in a BCR account. For customers not (no more) having a salary/pension collected into a BCR account, fixed interest rate: 10.49%/year, fixed monthly installment: RON 430, total payable value: RON 25,787. Effective Annual Interest Rate: 11.01% that is calculated for a loan amounting to RON 20,000, granted over 5 years.