Due to system updates, several of the bank’s services will be of-line in the following hours:

- the Internet and Mobile Banking services will be unavailable on 14th June 2019, between 23:30 – 05:30 (total duration: 6 hours)

- international payments through Internet Banking, Mobile Banking and Alo 24 will be unavailable on 15th June 2019, between 07:00 - 15:00 (total duration: 8 hours)

Loan for financing VAT arising from investments

Credit product for financing VAT arising from investments financed through an investment/mortgage loan granted by the bank.

  • The reviewing and approval process is based on the same documents as for the investment/mortgage loan destined for financing the VAT-less value of the relevant investment
  • A flexible structure of guarantees
  • Fluidization of payments
  • Specialized consultancy from a BCR representative on choosing the optimal financing/guaranteeing solution for your company


  • Destined to cover the VAT expenses arising from the investments financed by BCR through the investment/mortgage loan
  • Granted in lei
  • Revolving ceiling
  • Maximum loan amount depends on the VAT arising from the project financed by BCR through the investment/mortgage loan , correlated with the cash flow analysis for the credit period
  • Drawings based on supporting documents
  • Credit period set according to the schedule of the investment
  • Reimbursement at multiple maturity dates established according to the loaning policies of the bank

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