ANTREPRENOR BCR AccountANTREPRENOR BCR Account

Advantages

Money saving:

  • exemption from the payment of certain fees related to bank transactions
  • invalidity and/or death, medical, civil liability insurance offered to the holders of BCR Visa Business Electron debit card
  • you enjoy up to 75% discount of fees for the transactions made using Service for the performance of transactions via BCR Alternative Channels (Click 24 Banking BCR and Alo 24 Banking BCR)

Time saving: Click 24 Banking BCR and Alo 24 Banking BCR allow you to manage the transactions performed via the current account, safely and with no trips to the bank

Non-banking advantages:

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Characteristics

Beneficiaries: customers from the entrepreneur class (trading companies having an annual turnover of less than, or equal to, EUR 1 mil. or equivalent)

Account structure:
The proposed formula provides the 360º integration of all the aspects making up the relationship between an Entrepreneur customer and the bank: collection and payment, performance of remote transactions via the Alternative Channel Service, significant discounting of fees for the debit and Business credit cards, non-banking advantages, all included in a range of packages of operational products and services attached to the current account.

Structure of ANTREPRENOR BCR AccountPLUSPREMIUMACTIV
Main RON current account – no management fee

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Service of performance of transactions via BCR Alternative Channels (Alo 24 Banking BCR and Click 24 Banking BCR) – no use fee

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Debit card, BCR MasterCard Business or  BCR Visa Business Electron – no annual maintenance fee

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1 additional RON current account – no management fee

-

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1 additional EUR current account – no management fee 

-

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RON intra/interbanck1, paper or electronic (no./month) RON free payments

2

8

unlimited

RON intra/interbank (no./months) free collection

1

4

unlimited

Free withdrawals from BCR ATM (no./month)

1

2

-

RON credit card, VISA Business Electron – credit card account opening fee discount

-

100%

50%

Credit  application analysis fee – discount %

 

100%

50%

Saving account RON, Ideal  Micro BCR – withdrawal penalty fee discount  < RON 3,000

-

100%

-

Complex travel insurance for the holder of BCR VISA Business Electron card plus his/her family members

free

free

free

Electronic signature package – purchase price discount %

-

23%

23%

Free Subscription to www.bcrclubantreprenori.ro

 

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Monthly management fee (RON)2

30

0

250

1 The interbank payments gratuity is not applicable to the BNR fee

2 In the case of ANTREPRENOR BCR Premium account, if the monthly average credit balance of the main RON current account is less than RON 15,000, the monthly management fee is RON 90; the monthly average credit balance is computed for the period between 2 anniversary dates and is given by the formula (sold_zi1... sold_zin)/n, where n is the number of calendar days between the current anniversary date and the previous anniversary date

 

Important:

  • Upon contracting this operational package, the customers have the chance to include into it the products and services contracted before; thus, the customers will enjoy all the discounts offered by holding the current account, except for the fees charged prior to requesting the inclusion in the account of the respective products and services, which will not be refunded
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Documents

  • Agreement-application for the opening of an ANTREPRENOR BCR Account
  • General Operation Conditions of ANTREPRENOR BCR Account
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